The questions worth asking before a direct property sale.

Straightforward purchases can sometimes complete in a few weeks, but title checks, lender requirements and solicitors affect the timing. Joel will discuss a realistic target after learning about the property.

There is no estate-agent fee for a direct purchase by Elite Property Buyers. We also cover your legal fees on completion, with the covered legal costs agreed in your written offer. Existing agency charges, mortgage fees or other selling costs may still apply. Your own independent solicitor should check the terms before you commit.

Not usually. Houses can be assessed in their current condition, including properties with significant repairs or belongings still inside.

No. The initial conversation and proposal are intended to help you understand the option. You decide whether it is right for you.

You will speak directly with Joel Herbert, the founder of Elite Property Buyers, rather than being passed through a national call centre.

Joel considers relevant local sales, condition, occupancy, likely repairs, legal issues, how the purchase is funded and its practical costs. Ask him to explain the evidence and assumptions behind your proposal.

Ask which checks and conditions are still outstanding before you agree. New information can affect a proposal. If a change is proposed, ask for the reason and revised terms in writing, then review them with your independent solicitor before deciding what to do. A verbal figure is not a guarantee of the final sale price.

An assessment can often begin while probate progresses, but completion may need to wait until the legal authority to sell is in place.

Condition and mortgageability issues can be assessed. Share any existing report so the implications can be understood.

A property buyer cannot guarantee that. Contact your lender, a solicitor and an independent debt adviser urgently. A property sale may be one option depending on the facts and time available.